The Schedules of Benefits for group plans with over 10 lives are customized to meet the clients' requirements. Plans may be customized to meet US based Federal and State compliance. Non-US plans are also available. The Group Insurance coverage available includes:
| |
|
|
-
Life Insurance
-
Accidental Death & Disability
-
Employee Assistant Programs
-
Evacuation & Repatriation
|
This program is not medically underwritten.
- The medical plans include prescription drug coverage and mental nervous/substance abuse coverage
- Dental plans can include Orthodontia
- Deductible and Co-Insurance plans are customized
The Service Center acts as "One Point of Contact," 24 hours a day, 365 days a year. Services vary depending on the clients' objectives; however, most plans have the following services:
- Referrals to doctors, dentists and hospitals
- Verification of eligibility, assistance accessing benefits
- Communication capabilities: Collect Calls, Tolls Free Calls, and E-mail via Internet
- Direct payment arrangements
- Language assistance
- Medical assistance
- Claim reimbursement in over 100 currencies
- Portability
- US Healthcare Coordination
|
