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Key Person
Life Insurance and Long Term Disability |
| Life Insurance |
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Key person life insurance is available as Term Insurance, Whole Life, Universal Life, Variable Life or Universal Variable Life. The policies are available for Expatriates as individuals or in-groups. The ownership can be the Insured, a Corporation or a Trust. |
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| Non-Qualified Deferred Compensation Plans |
- Split Dollar
- Executive Equity
- Corporate Owned Life Insurance
Underwriting:
- Individual - One Person/Fully Underwritten
- Multi-Life - 5+ Limited Underwriting
- Group - 25+ Limited Guaranteed Issue
- Group - 50+ Guaranteed Issue
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| Long Term Disability |
These policies are available for both individuals and groups. The client may specify the design of the coverage. Coverage may include the following:
- Full Disability only
- Full & Partial Disability
- Partial & Full Disability
- Earnings Recovery
- Cost of Living/Inflation protection
- Own Occupation
Underwriting:
- Individual - One Person/Fully Underwritten
- Multi-Life - 5+ Limited Underwriting
- Group - 25 + Limited Guaranteed Issue
- Group - 50 + Guaranteed Issue
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