Discount varies by age and amount of coverage. Discount is based on Atlas travel plan.
$2,500 total for medical and evacuation. For a sudden and unexpected outbreak or recurrence of a Pre-existing Condition, which occurs spontaneously and without advance warning either in the form of a Physician recommendation or symptoms, and which occurs while coverage is in effect. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
A new deductible and co-insurance will apply for each Period of Coverage.
The Liaison is renewable online if initial purchase was made online.
A new deductible and co-insurance will apply for each 12 months of coverage.
For people age 65 or older the plan is renewable up to 12 months only
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Pre-Trip Health and Safety Advisories
- LiveTravel services
- BagTrak
- Emergency message relay
- Emergency cash transfers
- Embassy and Consulate referrals
- Bail bond assistance
- Translation and interpretation assistance
10% discount. Discount is based on Patriot America Travel plan.
Medium term plans that offer discounts require an initial purchase of 6 months. As an incentive, the insurer offers the client a discount
A medical condition that existed prior to the approval of the application whether condition was known or not know by the applicant
The ability to renew the policy to extend the period of coverage
Extension of coverage while making incidental trips to your country of origin
During the period of coverage an insured person may return to their country of residence for incidental visits up to a cumulative two weeks total, subject to:
A. The insured person must have left their home country of residence,
B. The total period of coverage must be for a minimum of 30 days, and
C. The return to the country of residence may not be taken to receive treatment for an illness or injury incurred while traveling.
This benefit covers you for incidental trips to your home country.
Maximum benefit is reduced to $50,000 while in your home country.
Coverage will be limited to $5,000 for conditions first diagnosed outside your home country.
The Atlas is renewable online if initial purchase was made online AND you initially purchased 3 months of coverage. You may then extend your coverage in one-month increments up to a maximum of 12 months. There must be no breaks in coverage in order to continue the renewal process
A new deductible and co-insurance will apply for each 12 months of coverage.
For people age 65 or older the plan is renewable up to 12 months only.
$100 for each night of hospitalizacion.
Please consult brochure for coverage restrictions.